Insurance required.

If a public sidewalk is to be utilized, no outdoor cafe license shall be issued unless the applicant shall have first filed with the Borough Clerk a certificate of insurance, issued by a company duly authorized to transact business under the laws of the State of New Jersey, providing for the payment of not less than $1,000,000 to satisfy all claims for damages by reason of bodily injuries to or the death of any person as a direct or indirect result of the operation of the outdoor cafe, and further providing for the payment of not less than $50,000 to satisfy all claims for property damage occurring as a direct or indirect result of the operation of such cafe.

The insurance policy shall name the Borough of Ramsey as an additional insured and shall provide that the insurance company shall notify the Borough of Ramsey 10 days prior to the cancellation of coverage or the substantial change in coverage.

a. 

Indemnification agreement required. If a public sidewalk is to be utilized, no outdoor cafe license shall be issued unless the applicant shall have first executed and filed with the Municipal Clerk an indemnification agreement pursuant to which the applicant, in further consideration of the issuance of the license, shall agree to forever defend, protect, indemnify and save harmless the Borough of Ramsey, its officers, agents, and employees from and against all claims, causes of action, injuries, losses, damages, expenses, fees and costs arising out of or which may arise out of the applicant's operation of such outdoor cafe.

Ord. No. 8-1999 § 34.42.3; Ord. No. 9-2000 § 34-42.3; Ord. No. 32-2002 § 1; Ord. No. 7-2005 § 34-43.3